Checking

Free Checking Bank Club Regular Checking Now Super Now Money Market

Free Checking

  • No Minimum Balance
  • No Monthly Service Charge
  • No "Per Check" Charge
  • Unlimited Check Writing
  • Free Check Images in Monthly Statement
  • ATM/Visa Check Card Available

ATM - An ATM operator (and any network used) may impose a fee when you initiate an electronic funds transfer or make a balance inquiry.

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Bank Club

  • No Minimum Balance Required to Maintain Account
  • Distinctive Personalized Checks
  • Unlimited Check Writing
  • Cashier's Checks& Money Orders
  • Travelers Checks
  • Check Images in Monthly Statement
  • No Fee ATM/Visa Check Card
  • $5.00 Stop Pay Discount
  • Automatic Funds Transfer
  • Wire Transfers
  • Senior Benefits

Minimum balance to Open the account - You must deposit $500.00 to open this account.

Fees:  A service charge fee of $7.00 will be charged each monthly statement cycle.

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Regular Checking

Minimum balance to open the account - You must deposit $500.00 to open this account.

Fees:  A service charge fee of $3.00 will be charged each monthly statement cycle. This fee will not apply to customers age 65 or older, if we have been so notified. A service charge of $.12 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) during a monthly statement cycle. This fee will not apply to customers age 65 or older, if we have been so notified. You will earn a credit of $.25 for each $100.00 of the lowest balance (daily) attained during the statement cycle. This earning credit will be applied to reduce your service charge.

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Now

Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to open the account - You must deposit $500.00 to open this account.

Minimum balance to avoid imposition of fees - A service charge fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (e.g. checks) to your account.

Fees:  A service charge fee of $.15 will be charged for each debit transaction in excess of 30 during a monthly statement cycle.

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Super Now

Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to open the account - You must deposit $1,000.00 to open this account.

Minimum balance to avoid imposition of fees - If your balance falls below $500.00 on any day in the monthly statement cycle we will impose a service charge fee of $10.00 once during the statement cycle.

If your balance is at least $500.00 on every day in the monthly statement cycle but falls below $1,000.00 on any day during the monthly statement cycle we will impose a service charge fee of $5.00 once during the statement cycle.

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (e.g. checks) to your account.

Fees:  A service charge fee of $.15 will be charged for each debit transaction in excess of 30 during a monthly statement cycle.

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Money Market

Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to open the account - You must deposit $1,000.00 to open this account.

Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (e.g. checks) to your account.

Transaction limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle.

Fees:  A service charge fee of $1.00 will be charged for each check or debit in excess of six during a statement cycle.

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