Business Savings

Dependable Business Saving products with reliable hometown customer service provided.

Savings Account

Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account - You must deposit $100.00 to open this account.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

Fees: An excess activity fee of $1.00 will be charged for each debit transaction in excess of two during a month.

Savings Plus Account

Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Minimum balance to open the account - You must deposit $5,000.00 to open this account.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

Fees: An excess activity fee of $1.00 will be charged for each debit transaction in excess of two during a month.

Certificate of Deposit

Traditional IRA

Monthly Terms 3, 6, 12, 24, 36 , 48 and 60

Determination of rate - At our discretion, we may change the interest rate periodically. Please contact our COD specialist at 405-238-9321.

ROTH IRA

Monthly Terms 12 and 24

Determination of rate - At our discretion, we may change the interest rate periodically. Please contact our COD specialist at 405-238-9321.

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